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Pension equalization on divorce: the pension is split

Besides the assets, retirement provision is also divided on a divorce: pension equalization. The pension rights acquired during the marriage are in principle split in half, so that both are secured in old age.

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The retirement provision rights acquired during the marriage period (statutory pension, company pensions, private provision) are in principle split in half between the spouses (Pension Equalization Act). The family court carries out the equalization on its own initiative.
There are exceptions: with a short marriage (up to 3 years) the equalization only takes place on application, minor rights can be omitted, and you can exclude or adjust the pension equalization by notarized agreement (mind the validity review).

What you should do now

  1. 1

    1. Record the rights

    Both fill out the information forms; all pension providers are queried by the court.

  2. 2

    2. Determine the marriage period

    What matters are the rights from the marriage until the end of the month before the divorce petition is served.

  3. 3

    3. Check the exceptions

    A short marriage, minor amounts or a notarized agreement can affect the equalization.

  4. 4

    4. Advice

    With company or private pensions it is worth checking whether the split is done correctly (procedural cost aid if applicable).

Frequently asked questions

Is the pension also split on divorce?

Yes. The pension rights acquired during the marriage (statutory pension, company and private pensions) are in principle split in half; that is pension equalization. The family court carries it out automatically, without you having to apply for it separately.

Can pension equalization be excluded?

Yes, through a notarized agreement (in a prenuptial agreement or as part of the divorce consequences). Such agreements are, however, subject to a court validity and exercise review and may not unfairly disadvantage one partner. With a short marriage (up to 3 years) the equalization takes place only on application anyway.

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General information for self-help, not legal advice (RDG). In case of a high loss or uncertainty: contact a consumer advice center or a lawyer.