Increase in Risk

Subsequent increase of the insured risk.

An increase in risk is a subsequent change that significantly raises the insured risk, for example a changed use. The policyholder must report it. If they breach this, coverage may be restricted.

The relevant statutes

§ 23 VVG

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Related terms

Pre-Contractual Disclosure Duty
Duty of the Insured

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General explanation for self-help, not legal advice (RDG). Individual cases may differ: if in doubt, contact a consumer advice center or a lawyer.