Dentures too expensive? Use the fixed subsidy and hardship rule
The treatment and cost plan for your dentures shows a high co-payment? The health insurer pays a fixed subsidy, and it can be increased: through the bonus booklet and above all through the hardship rule for low incomes.
Reach your next steps and the matching ready-made texts in just a few minutes, free of charge:
Hardship case / objection →Your chances of getting your money back
What you should do now
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1. Submit the treatment and cost plan
Have the plan drawn up by the dentist and submit it to your health insurer before treatment begins.
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2. Check the hardship rule
If your income is below the limits (or you receive citizen's benefit/basic security), apply for the hardship rule; then there is the double fixed subsidy.
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3. Use the bonus booklet
A gaplessly kept bonus booklet additionally increases the fixed subsidy; submit it as well.
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4. Object to a refusal
If the insurer refuses, file an objection within one month and submit proof of income.
Frequently asked questions
How do I get more subsidy for dentures?
Through a gaplessly kept bonus booklet (higher fixed subsidy) and above all through the hardship rule: if your income is below the limits or you receive certain social benefits, the fixed subsidy doubles up to full coverage of the standard care.
What if the insurer refuses the hardship case?
You can file an objection within one month and submit proof of income. Always submit the treatment and cost plan before treatment begins, so that the claim does not fail on formalities.
Take action now
We put together the ready-made texts and the right places to contact for you.
General information for self-help, not legal advice (RDG). In case of a high loss or uncertainty: contact a consumer advice center or a lawyer.