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Paid taxes too late? Late-payment surcharges and what you can do

A tax payment came late, and already late-payment surcharges are added on top? That can get expensive. But if you have payment difficulties, you are not powerless: you can apply for a deferral or, in hardship cases, seek a remission.

Reach your next steps and the matching ready-made texts in just a few minutes, free of charge:

Apply for a deferral / remission

Your chances of getting your money back

Late-payment surcharges arise by operation of law for late payment: 1 percent of the outstanding tax per started month (§ 240 AO). They are not a penalty but a means of pressure.
If you cannot pay on time, a deferral (§ 222 AO) or installment payment is possible; in cases of objective or personal inequity, a (partial) remission of the late-payment surcharges is an option (§ 227 AO). You must apply for both.

What you should do now

  1. 1

    1. Check the notice

    Are the main claim and the late-payment period correct? You can contest errors.

  2. 2

    2. Make contact early

    Actively approach the tax office before it enforces; that improves your position.

  3. 3

    3. Apply for a deferral/installments

    Submit a written application for a deferral or installment payment (§ 222 AO) with reasons.

  4. 4

    4. Check a remission

    In cases of particular hardship you can apply for a remission of the late-payment surcharges (§ 227 AO).

Frequently asked questions

How high are late-payment surcharges?

1 percent of the outstanding tax, rounded down to full 50 euros, for each started month of default (§ 240 AO). They arise automatically for late payment. For a bank transfer there is a short grace period of a few days.

Can I get rid of late-payment surcharges?

Partly yes. If you have payment difficulties, you can apply for a deferral or installment payment (§ 222 AO) to avoid further surcharges. Existing late-payment surcharges can be remitted in whole or in part in cases of objective or personal inequity (§ 227 AO); you must apply for and justify both at the tax office.

Take action now

We put together the ready-made texts and the right places to contact for you.

General information for self-help, not legal advice (RDG). In case of a high loss or uncertainty: contact a consumer advice center or a lawyer.