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Phishing email or text: what to do?

An email or text demands that you urgently click a link and 'confirm' your data, supposedly from your bank, a parcel service, Amazon or PayPal? That is phishing. Here is how to react correctly.

Reach your next steps and the matching ready-made texts in just a few minutes, free of charge:

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Your chances of getting your money back

Only received the message and entered nothing? Then it is enough to not click, delete it and report it if you want.
Already entered data or installed an app? Change your passwords immediately and block your account and card (116 116).

What you should do now

  1. 1

    1. Do not click, check

    Look closely at the sender address and links. When in doubt, check the message here in the scam check.

  2. 2

    2. Already entered data? Change your passwords

    From a secure device, first your email and online banking, then everything linked to them.

  3. 3

    3. Block your account and card

    For banking or payment data, call the blocking hotline 116 116 immediately.

  4. 4

    4. Report it

    Report the phishing to the real company and to the consumer advice center, then delete it.

How to spot the scam

  • Urgency and threats ('the account will be blocked', '24 hours').
  • An impersonal salutation, spelling mistakes.
  • The link looks 'almost right' but is slightly altered or shortened (http instead of https).

Frequently asked questions

I clicked the link, what now?

Only clicked and entered nothing? Usually not a problem. If you entered data, change your passwords immediately (secure device) and block your account and card (116 116).

How do I recognize phishing?

By urgency, threats, an impersonal salutation and links that only look almost real. Banks and reputable companies never ask you to enter data via a link.

Where do I report phishing?

To the real company (for example your bank) and to the consumer advice center (phishing radar).

Take action now

We put together the ready-made texts and the right places to contact for you.

General information for self-help, not legal advice (RDG). In case of a high loss or uncertainty: contact a consumer advice center or a lawyer.