Car in the shop after a no-fault accident? Money for every day
Anyone who is involved in a no-fault accident is entitled to compensation, including for the fact that the car is unavailable during the repair. If you forgo a rental car, you instead get loss-of-use compensation for every day.
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Demand compensation →Your chances of getting your money back
What you should do now
- 1
1. Prove the duration of the outage
Document the repair duration via a garage certificate or expert report, or the replacement procurement duration.
- 2
2. Classify the vehicle class
The daily rate depends on the classification of your vehicle (loss-of-use table).
- 3
3. Report the claim
Report the loss of use to the other party's liability insurer and quantify it.
- 4
4. Rental car or loss of use
Decide deliberately: either a rental car (in an appropriate class) or loss-of-use compensation, not both.
Frequently asked questions
Do I get money if my car is in the shop after the accident?
Yes, after a no-fault accident you are entitled to compensation for the loss of your vehicle. If you do not take a rental car, you are entitled to loss-of-use compensation per day of the repair or replacement procurement duration. The amount depends on the vehicle class.
What must I prove for the loss of use?
The duration of the outage (for example through a garage certificate or expert report) and that you would have wanted and been able to use the vehicle during this time (intent and ability to use). The other party's liability insurer settles it. You must choose between a rental car and loss-of-use compensation; you cannot have both together.
Take action now
We put together the ready-made texts and the right places to contact for you.
General information for self-help, not legal advice (RDG). In case of a high loss or uncertainty: contact a consumer advice center or a lawyer.