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Emergency

Bitten by a dog? The animal owner is liable

A stranger's dog bit you, knocked you over, or injured your pet? For damage caused by an animal, its owner is generally liable, often via their animal-owner liability insurance. Here is how to get what you are owed.

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Your chances of getting your money back

The animal owner is liable for damage caused by their animal, generally even without their own fault (strict liability, § 833 BGB). Recoverable are, among other things, treatment costs, loss of earnings, and pain-and-suffering compensation.
Many dog owners have animal-owner liability insurance, and the claim is directed at them. Contributory fault (for example, provoking the animal) can reduce the claim.

What you should do now

  1. 1

    1. Secure data and evidence

    Note the owner's name and address and any witnesses, photograph the injury, and have it medically documented.

  2. 2

    2. See a doctor

    Have the bite wound treated (risk of infection and tetanus) and the injury certified, which is important for proof.

  3. 3

    3. Assert the damage

    Ask the owner (or their liability insurer) in writing for compensation: treatment costs, travel costs, loss of earnings, pain-and-suffering compensation.

  4. 4

    4. In case of a dispute

    If the owner denies it, the medical documentation and, if appropriate, a police report help. Advice can clarify the amount of pain-and-suffering compensation.

Frequently asked questions

Is the dog owner always liable?

In principle yes: animal-owner liability under § 833 BGB is strict liability; it applies even without the owner's fault. Exceptions or a reduction come into consideration where the injured party has significant contributory fault.

Do I get pain-and-suffering compensation?

Yes, in the event of an injury you are entitled, alongside material damages (treatment, loss of earnings), to pain-and-suffering compensation. The amount depends on the severity and duration of the injury; medical certificates are important for this.

Take action now

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General information for self-help, not legal advice (RDG). In case of a high loss or uncertainty: contact a consumer advice center or a lawyer.