Home nursing care: treatment care at home
Home nursing care is a benefit of the health insurer used, for example, to change dressings, administer medication, or give injections at home. It can avoid or shorten a hospital stay and is to be distinguished from long-term care insurance.
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What you should do now
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1. Obtain a prescription
Have home nursing care medically prescribed.
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2. Submit to the fund
Submit the prescription to the health insurer for approval.
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3. Bring in a care service
A care service takes over the treatment care at home.
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4. Act on refusal
You can file an objection against a refusal.
How to spot the scam
- The prescription is not submitted to the fund in time.
- Home nursing care and long-term care insurance are confused.
- A refusal is left without an objection.
Frequently asked questions
What does home nursing care cover?
Above all treatment care, such as changing dressings, administering medication, injections, or wound care, at home. It aims to avoid or shorten a hospital stay or to secure medical treatment (§ 37 SGB V) and is medically prescribed.
How does it differ from long-term care insurance?
Home nursing care is a benefit of health insurance and concerns medical treatment care. Long-term care insurance, on the other hand, covers basic care and support in the case of long-term care needs. Both can exist alongside each other.
How long is it granted?
That depends on the medical need and the medical prescription. It is often prescribed for a limited period and extended if the need continues. The fund approves the benefit; if refused, an objection is possible.
Take action now
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General information for self-help, not legal advice (RDG). In case of a high loss or uncertainty: contact a consumer advice center or a lawyer.