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Health course: subsidy from the health insurer for prevention

Health insurers promote prevention: for recognized prevention courses on exercise, nutrition, stress, or substance use there is often a subsidy. This way, course costs can be fully or partly reimbursed if certain conditions are met.

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Your chances of getting your money back

Health insurers are meant to provide benefits for primary prevention (§ 20 SGB V). For certified prevention courses they often reimburse part or all of the costs, usually for one or two courses per year.
The requirement is usually a course recognized by the Central Testing Office for Prevention and sufficient attendance. The exact amount and number of subsidized courses is set by the fund.

What you should do now

  1. 1

    1. Check the course

    Choose a certified prevention course recognized by the health insurer.

  2. 2

    2. Clarify the conditions

    Ask your fund about the amount and number of subsidized courses.

  3. 3

    3. Prove attendance

    Attend regularly and have your attendance certified.

  4. 4

    4. Apply for reimbursement

    Submit the attendance certificate and receipt to the fund.

How to spot the scam

  • The course is not recognized by the fund.
  • The minimum attendance is not reached.
  • Reimbursement is applied for without proof.

Frequently asked questions

Which courses does the health insurer subsidize?

Certified prevention courses on exercise, nutrition, stress management, and substance use that are recognized by the Central Testing Office for Prevention. The subsidy is based on § 20 SGB V. Exactly which courses and at what amount are subsidized is set by your fund.

How much do I get reimbursed?

Often part or all of the course costs up to a maximum amount, usually for one or two courses per year. The exact amount varies from fund to fund. Ask in advance so you choose the right course.

What do I have to do for the reimbursement?

Attend a recognized course, take part regularly (often at least 80 percent of the sessions), and then submit the attendance certificate and proof of payment to the fund. It is best to clarify recognition before the course starts to ensure reimbursement.

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General information for self-help, not legal advice (RDG). In case of a high loss or uncertainty: contact a consumer advice center or a lawyer.