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Reduced earning capacity pension denied? An objection is often worthwhile

Your application for a reduced earning capacity pension was denied even though you can no longer work for health reasons? Denials are common, and they are often corrected in the objection or before the social court. What matters is meeting the deadline.

Reach your next steps and the matching ready-made texts in just a few minutes, free of charge:

Create an objection

Your chances of getting your money back

You can file an objection against the pension insurer's denial decision within one month (§ 84 SGG). After that it becomes final.
The procedure is free for you (§ 183 SGG). Decisive is the medical picture: current findings and reports from your treating doctors are often the key to success.

What you should do now

  1. 1

    1. Meet the deadline

    File an objection within one month; you can submit the reasons later.

  2. 2

    2. Request the expert report

    Demand the expert report obtained by the pension insurer and check whether it accurately captures your condition.

  3. 3

    3. Collect findings

    Submit current medical findings, clinic reports and certificates and release the doctors from their duty of confidentiality.

  4. 4

    4. Use advice services

    Social associations (VdK, SoVD) and pension advisers provide free support, including in the subsequent lawsuit before the social court.

Frequently asked questions

How long do I have for the objection?

One month from notification of the decision (§ 84 SGG). If the instruction on legal remedies was missing, it is up to one year. File an objection to preserve the deadline and submit current medical findings.

Is the objection worthwhile?

Often yes. Many denials are based on an overly optimistic assessment of the remaining capacity to work. With current, meaningful findings and, if necessary, a lawsuit before the social court, decisions can often be corrected. The procedure is free.

Take action now

We put together the ready-made texts and the right places to contact for you.

General information for self-help, not legal advice (RDG). In case of a high loss or uncertainty: contact a consumer advice center or a lawyer.