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Surrender Value

Payout amount when a life insurance policy is canceled.

The surrender value is the amount that a capital-forming life or annuity insurance pays out on early cancellation. Because of offset costs, it is lower than the contributions paid in, especially in the first years.

The relevant statutes

§ 169 VVG

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Related terms

General explanation for self-help, not legal advice (RDG). Individual cases may differ: if in doubt, contact a consumer advice center or a lawyer.