Sum Insured
Maximum amount of the insurance benefit.
The sum insured is the maximum amount agreed in the contract up to which the insurer pays in the event of a claim. If it is set too low, there is a risk of underinsurance in the event of a claim, with only proportional reimbursement.
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General explanation for self-help, not legal advice (RDG). Individual cases may differ: if in doubt, contact a consumer advice center or a lawyer.