Pension Reduction
Reduction for starting the pension early.
Anyone who retires before the regular age limit must generally accept permanent reductions of 0.3 percent for each month of early start. Some special old-age pensions can be taken without reductions from an earlier age limit.
The relevant statutes
§ 77 SGB VI
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General explanation for self-help, not legal advice (RDG). Individual cases may differ: if in doubt, contact a consumer advice center or a lawyer.