Recourse

An insurer reclaiming from the party who caused the loss.

Once an insurer has settled a loss, it can under certain circumstances take recourse against the party who caused it, for example in cases of gross negligence or a breach of the insured's obligations. Social insurance providers also take recourse.

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Related terms

Duty of the Insured
Liability

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General explanation for self-help, not legal advice (RDG). Individual cases may differ: if in doubt, contact a consumer advice center or a lawyer.