Long-Term Care Insurance

Social protection in the event of long-term care needs.

Social long-term care insurance provides benefits when a person needs care, graded by care levels. It pays, for example, care allowance, in-kind care benefits, benefits for care aids and subsidies toward inpatient care. However, it covers only part of the costs.

The relevant statutes

§ 1 SGB XI

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Related terms

Care Level (Pflegegrad)
Sickness Benefit

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General explanation for self-help, not legal advice (RDG). Individual cases may differ: if in doubt, contact a consumer advice center or a lawyer.