Pension decision wrong? Here is how to file an objection
The pension decision has arrived, and the amount is lower than expected or periods are missing? Pension decisions frequently contain gaps in the insurance record. You can file an objection within one month.
Reach your next steps and the matching ready-made texts in just a few minutes, free of charge:
Create an objection →Your chances of getting your money back
What you should do now
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1. Check the insurance record
Compare the record underlying the decision with your documents. Are periods missing (training, child-raising, jobs)?
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2. File an objection within the deadline
File an objection in writing within one month. You can submit the reasoning and evidence later.
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3. Collect evidence
Certificates, employment contracts, children's birth certificates, or school certificates can prove missing periods.
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4. Use advice
The German Pension Insurance, social associations (VdK, SoVD), and elected insured representatives advise free of charge.
Frequently asked questions
How long do I have to file the objection?
One month from notification of the pension decision (§ 84 SGG). If the legal-remedies instruction was missing, the period extends to one year. It is important to object within the deadline; you can submit the reasoning later.
What can I do if periods are missing?
In the objection, set out which periods (for example, training, child-raising, employment) were not taken into account, and submit evidence. Even single missing periods can noticeably change the pension amount.
Take action now
We put together the ready-made texts and the right places to contact for you.
General information for self-help, not legal advice (RDG). In case of a high loss or uncertainty: contact a consumer advice center or a lawyer.