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Roof avalanche and snow from the roof: duties and liability

If snow slides from the roof (roof avalanche) and injures people or damages property, the question of liability arises. In snowy locations or where required by the municipality, snow guards can be mandatory. The owner must take reasonable precautions; otherwise they can be liable for the damage that arises.

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Whether snow guards are mandatory depends on the snow conditions, local rules, and the duty to maintain safety. In snowy regions or where ordered by the municipality, they are frequently prescribed.
If an owner violates their duty to maintain safety (no reasonable precautions despite a recognizable danger) and a roof avalanche causes damage, they can be liable, you can demand damages.

What you should do now

  1. 1

    1. Clarify the duties

    Check local rules and the snow conditions, from this it follows whether snow guards or warnings are necessary.

  2. 2

    2. Report the danger

    Point out the danger to the owner and demand precautions (guards, barrier, warning sign).

  3. 3

    3. Document the damage

    In the case of damage, secure photos, witnesses, and evidence and record the course of events.

  4. 4

    4. Demand damages

    In the case of a violated duty to maintain safety, assert damages against the owner (or their building liability insurance).

How to spot the scam

  • Despite a recognizable snow load, snow guards or warnings are missing.
  • Snow regularly slides onto the sidewalk, parking space, or neighboring property.
  • The owner ignores warnings about the danger.

Frequently asked questions

Are snow guards mandatory?

That depends on the snow conditions, the local building rules, and the duty to maintain safety. In snowy regions or where ordered by the municipality, snow guards are frequently prescribed. There is no nationwide obligation.

Who is liable for a roof avalanche?

The owner, if they violate their duty to maintain safety, that is, if despite a recognizable danger they took no reasonable precautions (snow guards, barrier, warning sign). Then they can be liable for damage to people and property.

How do I assert damage?

Document the damage and the course of events (photos, witnesses) and assert damages against the owner or their building liability insurance. It helps to be able to prove a previously reported, ignored danger.

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General information for self-help, not legal advice (RDG). In case of a high loss or uncertainty: contact a consumer advice center or a lawyer.