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P-Konto (Attachment-Protection Account)

An account that protects a basic allowance from attachment.

Anyone may have their checking account converted into an attachment-protection account free of charge. Up to a monthly basic allowance, your money then remains available despite an attachment, for rent, food, and essentials. You must request the conversion from your bank; it is required by law.

The relevant statutes

What you can do now

The app creates the right letter with the correct statutes for you, free of charge and without signing up.

Related terms

General explanation for self-help, not legal advice (RDG). Individual cases may differ: if in doubt, contact a consumer advice center or a lawyer.