Assignment

Transferring a claim to a new creditor.

In an assignment, the previous creditor transfers their claim to a new one (for example to a debt collection agency). For the debtor, the contact person changes, not the claim; all defenses remain in place.

The relevant statutes

§ 398 BGB§ 404 BGB

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Related terms

Debt Collection / Collection Agency

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General explanation for self-help, not legal advice (RDG). Individual cases may differ: if in doubt, contact a consumer advice center or a lawyer.