Scoring
Assessment of creditworthiness by score.
In scoring, credit agencies calculate a probability value for future payment behavior from existing data. This score influences loans and contracts. Data subjects have rights to information and rectification; purely automated individual decisions are only permitted to a limited extent.
The relevant statutes
§ 31 BDSG
What you can do now
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Related terms
General explanation for self-help, not legal advice (RDG). Individual cases may differ: if in doubt, contact a consumer advice center or a lawyer.